Sarah and David, a couple residing in a charming neighborhood of San Diego, always believed they had plenty of time to address estate planning. They were in their early forties, with two young children, a comfortable home, and burgeoning careers. However, a sudden, unexpected illness struck David, forcing Sarah to confront the reality that life’s plans can change in an instant. Overwhelmed with medical bills, childcare responsibilities, and grief, Sarah quickly discovered that David’s lack of a comprehensive estate plan had created a complex web of legal and financial challenges, leaving their family vulnerable and uncertain about the future.